About this App
BHIM UPI, Fixed Deposit, Personal Loan, EMI Card, Pay Bill, Wallet, InsuranceThe Bajaj Finserv App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI.Instant Personal Loan App● Get instant personal loans up to ₹55 Lakh with this loan app. ● Doctors & Chartered Accountants can get funding via professional loans.● Self-employed individuals can get affordable business loans.Highlights of Personal Loan✔️ Loan Amount: ₹20,000 to ₹55 Lakh✔️ Repayment Tenure: 6 to 96 months✔️ Rate of Interest: 10% to 31% p.a.✔️ Processing Fees: Up to 3.93% of the loan amount (inclusive of applicable taxes)Example: For a loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product. More Loans with the Same Ease● Home Loan: Make your dream home a reality with loans at competitive rates and flexible repayment options.● Gold Loan: Use your gold as security to get funds for any urgent needs.● Business Loan: Designed for business owners, easily meet all expenses related to growth, operations, or expansion.● Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process.Shop on Easy EMIs● Shop from 1 million+ products at 1.5 lakh+ stores across India. ● From electronics to sports equipment to smartphones to furniture - shop everything on Easy EMIs. ● Shop genuine products from top brands with exciting offers and discounts.Recharge & Bill Payments in One Place● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv app.● Recharge your mobile numbers, DTH & FASTag from leading providers.● Instantly pay fees towards education, clubs & associations, housing societies, etc.● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.Payments Simplified with BHIM UPI App● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.● Add money to your Bajaj Pay Wallet & make payments in seconds.Invest with Ease in Fixed Deposits● Get high ROI on fresh FDs and renewal of existing FDs.● Enjoy special rates on Digital FD through the app.● You can start investing in FD online for just ₹15,000 and get a loan against it.Mutual Funds for Everyone● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.● Pay monthly mutual fund investment via UPI.● Make the most of your investment by paying 0% distributor commission.Insurance for Every Need● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.● Getting insurance is even easier with a 100% digital process.One App for All Needs● Fulfill your shopping and travel needs on one platform with 100+ brand partners.Features● Find all your financial transactions in one place● Calculate your EMIs for your preferred tenure using the EMI Calculator ● Check your CIBIL score and get the credit health report online● Download your loan account statements● Get quick assistance & timely resolution for your queriesContact Us:Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014
