About this App
No. 1 savings bank with the most monthly users since the app was launched!
(As of the end of June 2025, based on Sensor Tower)
■ My asset and debt management is Welcome My Data
· Estimated savings from the national interest reduction project: 17.6784 billion won (as of February 13, 2025)
· Gather and manage all your debts and participate in the interest reduction project.
· Is my credit management clear? Check and manage your credit weather.
■ Find high limits and low interest rates with the loan comparison service
· You can compare more than 60 products at once, from credit loans to automobiles, Sunshine Loans, and loan products not subject to DSR.
· You can find out if there are any second-priority loans available even if you already have a housing loan.
· Even if you checked on another platform, check it out again on Welcome! Find products that can only be checked on Welcome Loan Comparison.
■ Easy and convenient account opening
· Even at this hour? You can open a non-face-to-face account anytime, anywhere, 24 hours a day.
· Even without a public certificate? You can open an account with a pattern or fingerprint authentication and a 6-digit authentication number.
· You can open a free account with deposits and withdrawals that accumulate interest even if you leave it for just one day.
■ Benefits that you can only enjoy at Welbang
· Welbang Walking: The more you walk, the more health and benefits you gain. If you are a loan customer, you can enjoy up to 3,000 won per month.
· Welbang Lotto: Match 6 numbers and win up to 1 million won every day.
· Welbang Odd or Even: Is it odd or even? Receive the benefit of sharing a total prize of 1 million won every week with those who guessed correctly.
· Welbang Friend Recommendation: Enjoy unlimited benefits for both you and your friends who have signed up.
■ Convenient financial services in daily life
· Just drag from the withdrawal account to the transfer account to complete the transfer, and keep transferring! · Check your total assets and status, savings goals, etc. conveniently in ‘Report’.
Now conveniently pay all kinds of utility bills such as the 4 major insurances, local taxes, and communication fees.
· Use ‘Overseas Remittance’ to send money to 50 countries anytime, anywhere, and ‘Money Exchange Service’ essential for overseas travel conveniently with the app.
■ Welcome ‘Life’ filled with various benefits
· Are you curious about the price of your car? You can easily check it if you know the vehicle number.
· Resident center in your hand, proceed with everything from issuing to submitting electronic certificates at once with ‘Government Electronic Document Wallet’.
· Smart ‘IPO at a Glance’ to check the IPO schedule and attractiveness index at a glance
· Are you curious about your credit score? Use ‘Free Credit Management’ without affecting your credit score.
■ Electronic Financial Fraud Prevention Service
· Welcome Savings Bank operates PC Designation Service, 2-Channel Authentication Service, and One-Time Authentication Number Service in accordance with the Financial Supervisory Service’s ‘Electronic Financial Fraud Prevention Service’ guidelines.
■ Customer Center Operating Hours
· Loans: 1661-0001 (Weekdays 8:30 AM - 6 PM)
· Deposits/Withdrawals: 1661-9400 (Weekdays 9:00 AM - 6 PM)
· Businesses: 1661-9300 (Weekdays 9:00 AM - 6 PM)
* Financial Fraud Report Night Call Center: 02-397-8600/8800
■ Wellbang App Usage Permissions and Purposes
- Required Access Permissions
· Storage: Required for storing joint certificates, checking for OS modifications, saving photos, and submitting supporting documents.
· Phone: Mobile phone numbers are collected to use mobile phone user authentication, device authentication, consultation calls, and visible ARS functions.
· App Activity: Used to collect app information and detect malicious apps by obtaining broad package visibility permissions to prevent electronic financial transaction accidents. - Optional access rights
· Contacts/Address book: We collect and share contacts to use functions such as transferring contacts through contacts, sending SMS, purchasing coupons, and selecting recipients when recommending friends. This is an optional right, and if you do not agree, the relevant function may be restricted.
· Camera: Used for taking ID photos, verifying faces, and submitting documents. This is an optional right, and if you do not agree, the relevant function may be restricted.
· Photos and videos: We collect photos submitted as proof documents and photos for participating in and making inquiries at the Participation Benefit Zone (TNK Factory). This is an optional right, and if you do not agree, the relevant function may be restricted.
· Notifications: Used to receive notifications of important notices, events, and promotions. This is an optional right, and if you do not agree, notification reception may be restricted.
■ Visible ARS usage instructions
- Visible ARS is a service that allows you to handle work while looking at your mobile phone screen during a call with the customer center. Information about the caller and caller, as well as mobile content for commercial purposes, may be displayed, and to use the service, you must agree to the provision of the information below and set permissions. To cancel use or withdraw consent, please contact the customer center (1661-9400, 1661-0001).
· Purpose of provision: Use of visible ARS service
· Information provided: Mobile phone number, app ID
· Target of provision: Colgate Co., Ltd.
· Information retention period: Until withdrawal of consent
■ Items for investigation of credit order disruption
· Malicious app detection information, diagnostic information on detected malicious apps
Welcome Savings Bank CEO: Daewoong Kim
Business registration number: 120-87-93876
Welcome Savings Bank Compliance Supervisor Shim Ui-pil No. 5733 (2025.07.18~2026.07.17)
