About this App
Invest Halal and get up to 20% profits*biniyog. io is Bangladesh’s first dedicated Shariah-compliant investment platform where you can invest in real, profitable businesses—without dealing with interest (riba). Whether you're aiming to build passive halal income or grow your wealth ethically, we make it easy and transparent.?How it works:1. Businesses apply for interest-free financing.2. Our team conducts thorough due diligence, including financial checks and risk assessment.3. Eligible businesses are listed on the platform with transparent risk grades and investment details.4. You choose the campaigns you like and invest under a legally binding contract.5. Businesses repay in installments via biniyog.io—and you get your capital plus profit.?Why Choose biniyog. io?1. 100% Halal InvestmentsAll campaigns are certified by our expert Shariah advisory team. You can review the Shariah audit and fatwa for each campaign.2. No Hassle, Fully ManagedWe take care of business assessment, legal documentation, disbursement, collection, and updates. You just decide where to invest.3. Better Than SavingWith profits of up to 20%*, your investment has the potential to outperform bank deposits and savings schemes—while staying halal.4. Transparency at Every StepSee every campaign’s risk grade (A = low risk, B+ = moderately low, B = medium), business background, and repayment schedule clearly in the app.5. Low Barrier to StartYou can begin with just ৳5,000 and grow from there. No need for large capital or complex procedures.6. Track Everything in One PlaceThe app gives you access to your investment history, expected returns, completed repayments, and upcoming campaigns—all in real time.?Who's It For?Professionals looking to grow income the halal wayStudents wanting to start small and learn investingHomemakers managing family savingsRetired individuals who want reliable monthly earningsAnyone who wants to avoid riba (interest) and invest ethically?Security & ComplianceBangladesh’s first fintech with Shariah certification from globally recognized Islamic finance scholarsShariah advisory by IFA Consultancy, led by AAOIFI-certified scholarsShariah-compliant investment structuresLegal contracts signed digitally for every campaignFunds held securely, disbursed only when campaign is fully subscribed? How to Get Started1. Download the app (it's FREE!)2. Register with your phone number or email3. Browse available investment campaigns4. Select one, review details, if you get convinced, then invest5. Track returns, repayment, and business performance directly through the app?Support That ListensWe’re always here to help. For any query:Email usChat on FacebookReach out via WhatsAppYou’ll also find guides, FAQs, and campaign walkthroughs in the app to help you get comfortable with every step.
