Instant loans up to ₹10L—100% digital, fast approvalFinance made fast, simple & seamless with Upstox LoansFrom unplanned expenses to your next big life goal—whatever the need, Upstox Loans makes borrowing stress-free and instant. Brought to you by RKSV Securities Pvt. Ltd. , we offer access to personal loans from trusted NBFCs and banks, through a fully digital and secure experience.? What you can do with Upstox Loans: • Get instant personal loans - up to ₹10 lakh• Zero paperwork - 100% digital process • Quick disbursal - funds sent directly to your bank account• Personalised offers - based on your Upstox profile & credit score• Check loan eligibility & credit profile in seconds• Track status & download documents right from the personal loan app⚡ Instant Personal Loans Upstox Loans offers fast, unsecured personal loans with flexible repayment options and competitive rates—available to both salaried and self-employed users.• Loan amount: ₹20,000 to ₹10,00,000• Tenure: 6 to 60 months• APR: Starts from 13.99% - 36%• No collateral required• Instant disbursal upon approval• Transparent processing fees and no hidden charges? Note: Personal loans are subject to approval and are available for select users only. And the maximum interest rate (APR) you could be charged is 36%. Let's look at a sample loan calculation: Personal loan Amount: ₹2,00,000Tenure: 36 monthsInterest Rate: 24% p.a.Processing Fee: ₹5,900 (incl. GST)EMI: ₹7,210Total Interest: ₹79,546APR: 26.5%Net Disbursed: ₹1,94,100Total Repayment: ₹2,79,546? Lending Partner(s)All personal loans are disbursed by RBI-registered entities. Upstox does not disburse loans. Currently partnered with:InCred Financial Services Ltd? 022-42117799? [email protected]? Chatbot: 8826272192? www.incred.com? What’s needed to apply for a personal loan?• You may be asked to submit:• Aadhaar & PAN for KYC• Bank account details for disbursal• A selfie for ID verification? Additional documents may be requested based on your profile.✅ Eligibility Criteria for a Personal LoanEligibility is determined by lending partners. Common requirements include:• Indian citizens (age 21–65)• Salaried or self-employed• Meeting the lender’s income criteria• A credit score aligned with the lender’s risk policy? Repayment & Prepayment of Personal Loan• EMIs are auto-debited from your registered bank account via eNACH• Maintain a sufficient balance to avoid bounce charges• Foreclosure or part-payment allowed (may attract additional charges as per lender’s policy)? Secure & TransparentUpstox is committed to responsible lending practices. You will receive your Sanction Letter, Loan Agreement, and Key Fact Statement (KFS) on your registered email for complete clarity.? Privacy Policy: https://upstox.com/terms-of-use-and-privacy-policy/Ready to make your next move?Download the Upstox Loans App and get funds on the go—fast, flexible, and fully digital.
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