Bijanata Debt is a loan and credit platform, which provides fast personal loan application and credit for professionals from different regions of Bangladesh. Various loan products are available on this platform to provide complete credit rating and enhanced credit services to the users. To make the loan application process very simple and complete, the necessary information such as identity card information and personal photo must be provided.Details of the loan1. Amount Range: Minimum loan amount is BDT 2,000 and maximum is BDT 60,000 (subject to actual review).2. Loan interest rate: The maximum annual interest rate is 14%, and the maximum daily loan interest rate is not more than 0.04%.3. Loan Tenure: Loan tenure ranges from 91 days to 240 days (subject to actual review).4. Fast Loan Approval: Provide flexible, safe, stable and fast loan services.5. Secure Loan: Personal information is encrypted throughout the process to protect personal privacy in every way.Examples of loansFor a loan tenure of 100 days and a loan of BDT 60,000, the fees are as follows:Daily interest rate: 14% / 365 = 0.04%Monthly Repayment Amount: 60,000 * 0.04% * 30 + 60,000 / 100 * 30 = BDT 18,720Total interest charge: 60,000 * 0.04% * 100 = BDT 2,400Total repayment amount on loan maturity is 60,000 + 2,400 = BDT 62,400benefits1. Low currency2. Stable currency3. Fast, secure and comprehensive loan approval4. Payment processing, transaction convenient5. Easy processHow to apply for a loan?● Register an account.● Fill basic information for eligibility check.● Consent to sign contracts electronically.● After authorization, funds will be transferred to your account.You have to fulfill certain conditions when you apply for a wisdom loan1. Above 18 years2. Bangladesh Citizenship Certificate3. Must have stable source of income4. Must have valid mobile and bank accountIf assistance is required, please contact our customer support:Working hours: Monday to Sunday, 9:00 AM to 6:00 PMCustomer Service Email: [email protected]: 411 Bir Uttam Mir Shawkat Sarak, Dhaka 1208
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