Get instant loans up to ₹2 Lakhs with Ram Fincorp: Personal Loan App.Ram Fincorp:Personal Loan App brings you instant personal loans designed to meet your financial needs without hassle. Experience one of the fastest disbursal processes, with funds reaching your bank account in as little as 30 minutes, backed by low interest rates and a seamless application journey.As a proud RBI-registered NBFC, Ram Fincorp is dedicated to supporting salaried professionals with quick access to credit. Our focus is on simplifying the borrowing experience through smart digital innovation, offering a transparent and user-friendly loan platform that gives you real-time access to funds.Why Choose Ram Fincorp?Our loans come with competitive interest rates, made possible by our streamlined risk assessment. We believe in minimising financial stress, ensuring that our customers benefit from fair and affordable borrowing options. While banking has largely embraced digital transformation, personal loans often still require physical touch points. Not at Ram Fincorp. We've created an end-to-end digitised loan journey, so you can apply, get approved, and receive your funds - all from your mobile device, with no queues, no paperwork hassle.LOAN MODELRam Fincorp Personal Loan provides personal loans ranging from INR 5,000 to INR 2,00,000 based on yourrequirementLoan Amount: - 5,000 to 2,00,000Interest Rate: - Up to 35% per annum APR: 35% MAXAge: - 21 to 55 yearsLate payment fee - as applicable (Charged only, if repayment is delayed)Processing Fee: - Up to 5%Loan tenure: - 90 days to 365 daysPre-closure charges – As applicableSample Loan CalculationLoan amount: ₹ 30,000 at interest rate of 30% p.a.Loan Duration: 3 MonthsTotal personal loan interest = ₹ 2,250Processing fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590Total Deductibles (PF + GST): ₹ 590In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410Total repayable Amount (Loan Amount + Interest): ₹ 32,250Monthly EMI Repayable (Loan Amount + Interest / No of EMI's): ₹ 10,750PF + GST are deducted upfront during the loan disbursal.Advantages Of Ram Fincorp Personal Loan● Customised Personal Loan● Secure Data System● Instant Approval And Disbursal● User-Friendly ● Minimum Documentation Eligibility/Document Required● Individuals with a minimum monthly income of Rs. 30,000.● Indian residents/citizens who are 21 years and above● To apply for the loan applicants would need pan cards, aadhar cards, salary slips (for thelast 3 months), salary account bank statement (3/6 months) and address proof.Security And Privacy PolicyTo guarantee the security of the information shared by our clients, we have a highly secureand encrypted system. To read our privacy policy click here:https://www.ramfincorp.com/privacypolicyTerms & ConditionsRam Fincorp Personal Loan is a unit of R.K. Bansal Finance Private Limited (NBFC), which is registered withthe RBI. Visit :- https://www.ramfincorp.com/conditionsContact Information● Contact Number:- +919899985495● Official Mail ID:- [email protected]● Official Website:- https://ramfincorp.com/● Registered & Corporate Office Address:- 4338, Padam Singh Road, Karol BaghNew Delhi - 110005
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