? Getting a Credit Card is Now Simple – No Income Proof, No Credit Score Needed!
Want a credit card but keep getting rejected? Or never had one before?
The RuPay SBM Credilio Credit Card is made for you — easy to get, full of rewards, & comes with ₹5,000 worth of welcome benefits.
Whether you're a student, salaried, self-employed, or a homemaker — this credit card helps you start building or improving your credit score with ease and confidence.
? Why SBM Credilio Credit Card Works for You:
? Lifetime Free. Forever.
No joining or annual fees. Just a card that keeps giving.
? ₹5,000 Worth of Welcome Benefits
Enjoy e-vouchers from top brands like HPCL, Nykaa, McDonald’s, Yatra, AbhiBus, Pocket FM, Watcho & Trends Footwear.
? Guaranteed Approval
Backed by a Fixed Deposit — no credit history or income proof required.
? 5X Rewards on UPI & POS Spends
Earn unlimited rewards that never expire.
⛽ 10X Rewards on Fuel Spends via UPI
Pay at any petrol pump across India using UPI. Earn rewards worth up to 40 litres of free fuel p.a.
? Build Your Credit Score
Use your card smartly & watch your credit score improve over time.
? Pay Easily with UPI
Link your card to popular UPI apps & enjoy seamless payments.
? Up to 90% Credit Limit on FD
Your Fixed Deposit backs your card — giving you credit access with control.
? Earn FD Interest Up to 7% p.a.
Your Fixed Deposit earns returns while your card earns rewards.
? novio Rewards – Coming Soon!
With every swipe, unlock offers & deals from the brands you love.
? Backed by SBM Bank India — a trusted RBI-regulated bank.
Trusted, secure, and made for people who want simple access to credit.
? Apply today for your RuPay SBM Credilio Credit Card — it’s Guaranteed, Rewarding & Lifetime Free!
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