About this App
UPI & Pocket UPI, Bill Payments & Credit Cards, Loans, FDs, P2P Lending & more.About MobiKwikMobiKwik is a payment app offering bill payments, loans up to ₹2,00,000, and investments in FDs, P2P lending, mutual funds, and digital gold. You can also experience the power of Pocket UPI on MobiKwik, where UPI transactions don’t require a bank account. With Pocket UPI, enjoy enhanced security, higher transaction limits, and unmatched convenience for your digital payments.Pocket UPI- No Bank Account Required: Perform UPI transactions safely without linking a bank account.- Higher Transaction & Wallet Limits: Load up to ₹2 lakhs in your wallet and transact up to ₹1 lakh per day.- Flexible Payments: Pay to any QR code, UPI ID, or mobile number.- Multiple Top-Up Options: Load your wallet through UPI, debit card, or credit card.- No PIN Required: On-device biometric security (Fingerprint/Face ID) for quick, secure payments.- Streamlined Interface: Keep Pocket UPI transactions separate from bank statements for better tracking.- Budget Management: Assign a set amount for spending to manage personal or family budgets.Free Credit Score-Check your credit score for free every month.-Get immediate access to your credit score for detailed insights.-Reliable and accurate credit data sourced from CRIF.UPI Payments- Secure UPI Setup: Create a fast and secure UPI handle in-app.- Universal Compatibility: Send/receive money via BHIM UPI, phone numbers, or direct bank account transfers.- RuPay Credit Card Integration: Link and use your RuPay credit card to pay via UPI.- Scan & Pay: Make payments at supermarkets, restaurants, pharmacies, and petrol pumps using the MobiKwik Wallet UPI handle.- Trusted Brand Payments: Pay securely at Reliance Fresh, Croma, Apollo Pharmacy, and more.EPFO Balance CheckerAccess your provident fund details and track employer contributions using your registered phone number.Track Bank BalanceSafely track multiple bank accounts with LENS. Download statements and analyze spending with smart spend insights.Fixed Deposits- Earn up to 9.5% Returns: Invest with Unity Small Finance Bank, Suryoday Small Finance Bank, Mahindra Finance, and more.- Special Rates: Senior citizens receive an additional 0.5% interest, and females get an extra 0.1%.XtraP2P investment platform in partnership with RBI-approved NBFC Transactree Technologies Private Limited (“Lendbox”) - Earn upto 10-14% p.a.- Start investing with ₹10000- Payout to Bank accounts- No account opening or withdrawal feesZIP EMI- Get funds/loans up to ₹200,000 for online shopping & pay back in monthly installments.- Interest rates from 9%-35.99% p.a. with a tenure of 3-24 months.- Standard processing fees vary from 2 to 4%.Lending partners (NBFC): Transactree Technologies Pvt. Ltd. (Lendbox), Hero FinCorp LimitedLending partners (Bank): IDFC First Bank LimitedSample EMI Calculation:Loan Amount: ₹50,000Interest rate (APR): 16% p.a.Tenure: 12 monthsEMI: ₹4,537Total interest paid: ₹4,444Processing Fees (2%): ₹1,000Disbursed Amount: ₹49,000 (Principal Amount - P.F.)Total Cost of Loan: ₹55,444Online Recharge & Bill Payment-Mobile Recharge: Quick recharge for Airtel, VI, Jio, BSNL, and more.-DTH Recharge: Recharge Tata Sky, Airtel TV, Dish TV, and more.-Bill Payment: Pay for electricity, water, broadband, LPG, FASTag, property tax, etc., covering 300+ billers.-Credit Card Payments: Settle HDFC, ICICI, SBI, Amex, and other card bills with instant processing and reminders.-Money Transfer: Send money instantly via IMPS, UPI, wallet, or credit card.Contact UsOne MobiKwik Systems Limited (www.mobikwik.com/help)Unit No. 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana 122003, India080-69808686 (Mon to Sat, 9:00 am to 8:00 pm)
