- Official organization licensed by the Central Bank of the Russian Federation
- There are no fees for loan repayment
- We do not call relatives and employers
- No additional insurance or telemedicine
- Limit up to 300,000 rubles and maximum period of 36 months
- Up to 4 extensions of the “Before payday” product
- The credit line does not limit the number of loans that can be obtained at a time (you can receive more than 1 loan)
- Loan refinancing service at a reduced interest rate
8 reasons why 500,000 users chose the Budget ru service
For the convenience of users, Budget ru has developed three credit products:
1. Payday - this is the simplest and fastest loan in our product line. You receive the funds and return them after a month. This option is convenient when there is not enough money before payday, or there is a small cash gap. The maximum loan amount is 30,000 rubles. You repay the loan and interest for using the funds in one lump sum. The agreement is issued at a rate of 0.2% to 0.8% per day, depending on your credit rating.
2. Standard is an analogue of a classic bank loan with equal monthly payments. The payment consists of partial payment of the principal debt and payment of interest for the current period. You can enter into an agreement for a period of 2 to 6 months for an amount not exceeding 100,000 rubles.
3. Optimal - the product differs from the Standard in being more dynamic; you make payments in equal installments every two weeks, reducing the amount of the principal debt. You can enter into an agreement for a period of 8 to 24 weeks for an amount of no more than 100,000 rubles.
What is a line of credit (your credit limit) and how does it work:
We assess your solvency and set a credit limit for you - from 15,000 to 300,000 rubles. The limit can be constantly increased:
A) Register and receive a starting limit immediately after your credit history is assessed
B) You can apply for more than 1 loan under a credit line if you have received the maximum amount of funds for a specific product!
C) Remain our client for a year and receive the maximum possible limit.
Registration in the online instant loan service Budget ru will take no more than 7 minutes and consists of a few simple steps:
1. Phone and code
To use our products, create a personal account - it only takes a few minutes.
To get started, simply enter your phone number and confirm it with the code from SMS.
2. General questionnaire
Enter your basic identification information: your name, date of birth, passport details and email.
This questionnaire is needed not only to create a profile - it will allow us to reliably protect you from scammers.
3. Selfie with passport
Another reliable factor in protecting your account will be your photos, thanks to which we will always be able to distinguish you from an attacker.
Don't worry - all photos are securely protected and will be used exclusively for verification.
4. Registration details
You're almost there! At the last step of registration, you will have to provide permanent registration information from the corresponding page in your passport.
That's all - now you can get loans quickly and completely online!
Basic questions and answers:
How to pay under the agreement?
You can repay loans either manually or automatically. You can make a payment ahead of schedule in the “My Payments” section in your personal account, as well as when viewing the details of a specific agreement. We may also automatically charge your card on the specified payment date. Just keep the required amount on the card.
How to quickly and conveniently receive money?
Speed and convenience are the main advantages of our service. You can receive money on all types of bank cards: both debit and credit. In the near future, we will launch other methods of remotely receiving funds: to a bank account and SBP. The money is credited to your card immediately after your details have been verified and you have chosen the appropriate product.
Data safety
Safety starts with understanding how developers
collect and share your data. Data privacy and security practices may vary based
on your use, region, and age. The developer provided this information and may
update it over time.
