GS Finance - Instant Personal Loan & Credit Report
GS Finance is an easy-to-use digital Loan App offered by GS Leasing and Finance Pvt. Ltd., an RBI-registered NBFC (Reg. No. B-03.00124). We provide short-term personal loans ranging from ₹1,000 to ₹2,00,000 with flexible repayment tenures from 91 days to 365 days.
Key Features:
- 100% online paperless process
- Loan disbursal directly by RBI-registered NBFC
- eNACH auto-debit setup for easy EMI payments
- Transparent loan terms and fast approval
Credit Score Check (₹51 Only):
Users can check their credit score and credit report by paying just ₹51. This service is optional and provided through authorized credit bureaus. To apply for a loan, Your Credit score must be **700 or above**.
✅ Loan Eligibility Criteria
? Instant loan available only for salaried individuals
? Credit Score must be 700+ for instant approval
? Self-employed customers can also apply
? For self-employed, loan approval takes 1–2 working days after verification
? Applicant must be 21 to 55 years old
? Valid PAN and Aadhaar required
? Active bank account with salary/income proof required
Example Loan Calculation:
Loan Amount: ₹10,000
Tenure: 3 months
Interest Rate: Minimum 18% Maximum 28 % per annum
Processing Fee: ₹300
Total Interest: ₹450
Total Repayment: ₹10,750
Loan disbursal, KYC, and recovery are handled directly by GS Leasing and Finance Pvt. Ltd.
All loan repayments are processed via Easebuzz UPI Payment Gateway SDK. No card/UPI credentials are stored. The SDK is used only for authorized EMI repayments in compliance with RBI and Google Play policies.
Data safety
Safety starts with understanding how developers
collect and share your data. Data privacy and security practices may vary based
on your use, region, and age. The developer provided this information and may
update it over time.